LI.FI alternatives for deposits. For deposits from any chain.
Checked October 27, 2026.
Why teams taking deposits look past LI.FI
LI.FI picks a route across third-party bridges, DEXs and solvers, among them Relay, NEAR Intents, Across and Mayan, and returns a transaction for the user to sign. Funds in transit sit with whichever provider fills each step.
Best for: Wallets that want one SDK over many bridges and DEXs for swaps their users sign. What teams taking deposits run into:
- Deposit addresses are a gated enterprise feature, single-use and valid for 24 hours.
- If a bridge step lands but the swap after it fails, the user is refunded on the destination chain in the bridged asset.
- No webhooks and no Lightning: integrations poll for status every 10 to 30 seconds.
The alternatives
1. Flashnet
Deposits, swaps and withdrawals API
Best for: Exchanges, prediction markets and wallets whose users fund from anywhere, Bitcoin and Lightning included, by sending to an address.
Choose Flashnet if users should fund by sending to an address that keeps working, you need Bitcoin or Lightning to land fast, or you want one quote and one order status from deposit to delivery.
2. Relay
Intent-based cross-chain protocol
Best for: Apps whose users sign from connected wallets and want low published fees across a long list of chains.
3. NEAR Intents
Intent-based cross-chain protocol with competing market makers
Best for: Swaps across a very wide set of chains with competing market makers, where per-quote addresses are enough.
4. deBridge
Intent-based cross-chain swap protocol
Best for: DeFi apps whose users already sign from an EVM or Solana wallet and want a guaranteed rate.
How they compare
On the points above, with each fact linked to its source. Every provider on every point is on the comparison page.
| Flashnet | LI.FI | Relay | NEAR Intents | deBridge | |
|---|---|---|---|---|---|
| Orders | |||||
| Deposit by sending to an address | YesEvery quote returns a deposit address; paying it creates the order. No wallet connection, approval or contract call.Source | PartlySmart Deposit Addresses are an enterprise feature, enabled per integrator. Native ETH and BNB can't be the input.Source | YesA quote can return a deposit address instead of a transaction to sign.Source | YesA 1Click quote returns a deposit address on the origin chain; the swap starts when funds arrive.Source | NoEvery order is a transaction the user signs. No deposit-address flow is documented.Source |
| Permanent address per user | YesOne permanent address per user and source chain. Every eligible deposit converts to the destination you set.Source | NoEach address is single-use and valid for 24 hours.Source | PartlyOpen addresses can be reused, but only for the same origin and destination token and chain.Source | PartlyAddresses belong to one quote and expire at its deadline. Reusable ANY_INPUT addresses are partner-only and funded inside NEAR Intents.Source | NoNo reusable deposit addresses are documented.Source |
| Automatic refunds | YesOrders that can't fill within the quote's bounds go back to the refund address you set.Source | PartlyIf a bridge step lands but the swap after it fails, the user is refunded in the bridged asset on the destination chain.Source | YesRefunds go to the refundTo address on the origin chain, less gas. Without one, there's no automatic refund.Source | YesUnfilled or underpaid deposits go to your refundTo address after the deadline.Source | PartlyBy default the user cancels on the destination chain. Auto-cancel needs deBridge's approval, and refunds usually arrive as USDC.Source |
| Networks | |||||
| Lightning | YesIn and out over Lightning, including BOLT11 invoices and Lightning addresses.Source | NoNot among LI.FI's chains.Source | NoNot among the chains in Relay's API.Source | NoNot among the supported chains.Source | NoNot among the supported chains.Source |
| Operations | |||||
| Webhooks | YesWebhooks, plus a server-sent event stream of order status.Source | NoPoll the status endpoint every 10 to 30 seconds.Source | YesWebhooks and a websocket status stream.Source | NoPoll the status endpoint by deposit address.Source | NoPoll the order tracking API.Source |