Crypto deposit APIs compared. Flashnet and the alternatives, side by side.
Flashnet, Relay, NEAR Intents, deBridge and LI.FI side by side on what decides a deposit integration: address-based funding, Bitcoin and Lightning, refunds, screening and fees.
Every fact about another provider is from its own docs, site or API, linked beside it, and was checked on October 27, 2026.
Comparing swaps instead? See Cross-chain swap APIs compared.
Use cases: Prediction markets, Exchanges, iGaming and Merchants.
| Flashnet | Relay | NEAR Intents | deBridge | LI.FI | |
|---|---|---|---|---|---|
| Orders | |||||
| Deposit by sending to an address | YesEvery quote returns a deposit address; paying it creates the order. No wallet connection, approval or contract call.Source | YesA quote can return a deposit address instead of a transaction to sign.Source | YesA 1Click quote returns a deposit address on the origin chain; the swap starts when funds arrive.Source | NoEvery order is a transaction the user signs. No deposit-address flow is documented.Source | PartlySmart Deposit Addresses are an enterprise feature, enabled per integrator. Native ETH and BNB can't be the input.Source |
| Permanent address per user | YesOne permanent address per user and source chain. Every eligible deposit converts to the destination you set.Source | PartlyOpen addresses can be reused, but only for the same origin and destination token and chain.Source | PartlyAddresses belong to one quote and expire at its deadline. Reusable ANY_INPUT addresses are partner-only and funded inside NEAR Intents.Source | NoNo reusable deposit addresses are documented.Source | NoEach address is single-use and valid for 24 hours.Source |
| Firm quotes | YesA quote's price holds for 2 minutes within your slippage. Fixed-output quotes commit to the amount out.Source | NoQuotes are re-priced when filled, with a minimum-output guard. No stated validity window.Source | PartlyOutput bounded by your slippage and a deadline you set. No fixed window in which the price holds.Source | YesThe quoted rate is guaranteed if the user signs within about 30 seconds.Source | PartlyOutput bounded by a minimum. Rates are held for 24 hours only on opted-in deposit-address routes.Source |
| Automatic refunds | YesOrders that can't fill within the quote's bounds go back to the refund address you set.Source | YesRefunds go to the refundTo address on the origin chain, less gas. Without one, there's no automatic refund.Source | YesUnfilled or underpaid deposits go to your refundTo address after the deadline.Source | PartlyBy default the user cancels on the destination chain. Auto-cancel needs deBridge's approval, and refunds usually arrive as USDC.Source | PartlyIf a bridge step lands but the swap after it fails, the user is refunded in the bridged asset on the destination chain.Source |
| Networks | |||||
| Bitcoin | YesNative BTC on Bitcoin L1, in and out.Source | YesNative BTC, by wallet signature or deposit address.Source | YesLegacy, SegWit and Taproot addresses.Source | NoSupported chains are EVM chains, Solana and TRON.Source | YesBy wallet-signed transaction; Bitcoin as a deposit-address source is in beta.Source |
| Lightning | YesIn and out over Lightning, including BOLT11 invoices and Lightning addresses.Source | NoNot among the chains in Relay's API.Source | NoNot among the supported chains.Source | NoNot among the supported chains.Source | NoNot among LI.FI's chains.Source |
| Bitcoin credited before confirmation | YesEligible deposits can be credited before the first confirmation, for a fee. Otherwise after 1 confirmation.Source | NoProcessed after 1 confirmation, or 2 for high-value deposits.Source | NoCredited once mined; the API notes Bitcoin may take around an hour.Source | NoNo Bitcoin support.Source | Not documentedIt depends on the bridge filling the route. |
| Hyperliquid (HyperCore) | YesUSDC and USDe delivered to HyperCore.Source | YesPerps and spot USDC, and other spot tokens.Source | PartlyUSDC only, to the perps balance.Source | NoHyperEVM is listed; HyperCore isn't.Source | YesDeposits, withdrawals and spot swaps.Source |
| Solana | YesSOL, USDC, USDT and other SPL tokens.Source | YesIncluding deposit addresses.Source | YesSOL and SPL tokens.Source | YesSupported, with a flat fee of 0.015 SOL.Source | YesSOL and SPL tokens.Source |
| Tron | YesTRX and USDT.Source | YesListed in Relay's chains API.Source | YesTRX and TRC-20 tokens.Source | YesSupported.Source | YesSupported.Source |
| XRP | YesXRP.Source | YesListed in Relay's chains API.Source | YesClassic addresses with destination tags aren't supported through 1Click.Source | NoNot among the supported chains.Source | NoNot among LI.FI's chains.Source |
| Zcash | YesZEC.Source | NoNot among the chains in Relay's API.Source | PartlyTransparent addresses only.Source | NoNot among the supported chains.Source | YesSupported.Source |
| Fiat | |||||
| Fiat in | YesUsers pay from Cash App or Strike over Lightning and receive BTC or stablecoins.Source | PartlyThrough an embedded MoonPay widget, not the API.Source | Not documented | Not documented | PartlyA Transak checkout in the widget, on EVM chains only.Source |
| Fiat out | YesPay out a deposited asset to a Cash App username or a Lightning address.Source | Not documented | Not documented | Not documented | Not documented |
| Operations | |||||
| Your own fee on every order | YesSet a fee per order or per affiliate, from 1 to 9,999 bps, and claim it on the chain and asset you choose.Source | YesApp fees in bps, accrued in USDC and claimable to an EVM address.Source | YesApp fees in bps, up to 500 bps combined.Source | YesAn affiliate fee on cross-chain and same-chain swaps.Source | YesA fee percentage, forwarded to your fee wallet.Source |
| Sanctions and AML screening | YesSource and destination addresses checked with Elliptic and other providers on every order.Source | YesWallets screened when an order fills; sanctioned addresses and currencies rejected.Source | YesQuotes screened with TRM Labs, Binance AML and other providers.Source | Not documentedNo screening policy published. | PartlyToken-risk screening with Hypernative. No documented sanctions or AML screening of deposits.Source |
| Webhooks | YesWebhooks, plus a server-sent event stream of order status.Source | YesWebhooks and a websocket status stream.Source | NoPoll the status endpoint by deposit address.Source | NoPoll the order tracking API.Source | NoPoll the status endpoint every 10 to 30 seconds.Source |
| Platform fee | Set per partner and route, and itemized on every quote.Source | 0% on same-token bridges; 0.01% on stablecoin, 0.06% on major-token and 0.15% on other swaps, plus gas.Source | 20 bps with an API key (1 bp on stablecoin and same-asset routes), 25 bps without, plus a 0.0001% protocol fee.Source | A flat fee in the source chain's gas token (0.001 ETH, 0.015 SOL) plus 4 bps, before solver margin and gas.Source | 0.25% on every transaction, plus the fees of the bridges and DEXs it routes through.Source |
| Support | 24/7, with direct access to the engineers who run settlement. | Support center with live chat and email. No published SLA.Source | A Telegram community and a partner portal. No published SLA.Source | Discord and GitHub. No published SLA.Source | A partner portal. No published SLA.Source |
Head to head
Relay
Intent-based cross-chain protocol
Best for: Apps whose users sign from connected wallets and want low published fees across a long list of chains.
NEAR Intents
Intent-based cross-chain protocol with competing market makers
Best for: Swaps across a very wide set of chains with competing market makers, where per-quote addresses are enough.
deBridge
Intent-based cross-chain swap protocol
Best for: DeFi apps whose users already sign from an EVM or Solana wallet and want a guaranteed rate.
LI.FI
Cross-chain bridge and DEX aggregator
Best for: Wallets that want one SDK over many bridges and DEXs for swaps their users sign.